New free service for cardholders

This message contains links to products of our advertisers, and we may be compensated when you click on these links. Our recommendations and advice are our own and have not been reviewed by any of the issuers listed. Terms apply to offers listed on this page. Read our editorial standards.

  • 11.6 billion fraudulent text messages were sent to Americans in March 2022.
  • Scammers obtain your personal information from websites that legally sell data such as your email address and phone number.
  • Discover is launching a free service that will remove your information from 10 of the most popular people-finding websites.
  • Read the Insider’s guide to the best credit cards.

Discover has started rolling out a great feature that can significantly reduce the chances of its customers becoming victims of identity theft.

Discover Online Privacy Protection is a free service that proactively seeks out and destroys your personal data from 10 popular information-gathering websites. This means you will receive fewer spam calls and fake emails. You can sign up for Online Privacy Protection with just a tap of your smartphone.

Discover presents online privacy

According to an analysis by Teltech, Americans received 11.6 billion fraudulent text messages in March 2022 alone. Scammers and spammers use various websites to collect your information and call, text or email you.

Online Privacy Protection will automatically remove information such as your name, home address, age, phone number and email address from the following websites:


These 10 sites legally collect and sell your information. Discover Online Privacy Protection will re-scan these sites approximately every 90 days to ensure that your data has not reappeared. It can save you many hours and headaches trying to delete this information yourself.

Read more: Credit card fraud is more common than you think, but you can protect yourself with 5 simple steps

Who is eligible for online privacy protection?

Regular APR

12.24% – 23.24% variable

Recommended credit score

good to excellent

Regular APR

12.24% – 23.24% variable

Recommended credit score

good to excellent

  • Earn 5% Cash Back at Gas Stations and Target on up to $1,500 in purchases after signup from April 1 through June 30, 2022, then 1% thereafter
  • Discover will match your cash back at the end of your first year of account
  • No annual fee
The inconvenients
  • Limit the amount of bonus cashback you can earn each quarter
  • If the quarterly categories are not for you, you can earn more money with another card

Read our review
Read our review A long arrow pointing to the right

More information
  • Introductory offer: Unlimited Cashback Match – only at Discover. Discover will automatically match any Cash Back you have earned at the end of your first year! There are no minimum spend or maximum rewards. You could turn $150 in cash back into $300.
  • Earn 5% cash back on your everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay with PayPal, up to the quarterly maximum when you activate.
  • Plus, automatically earn unlimited 1% cash back on all other purchases.
  • Redeem cashback of any amount, anytime. Rewards never expire.
  • Redeem your rewards at checkout on
  • No annual fee.
  • Discover is accepted nationwide by 99% of places that accept credit cards.
  • Click “Apply Now” to view rewards, FICO® credit score requirements, Cashback Match(TM) details and other information.

Introduction AVR

0% intro APR for 15 months on purchases and balance transfers

If you have the Discover mobile app, you will have the option to register for Online Privacy Protection. Only Discover credit card and bank customers are eligible for this benefit. In other words, you can’t use it if you don’t have an account with Discover.

Learn more: Simple ways to protect your data that don’t take a lot of time, but could have huge security benefits

All Discover credit cards have no annual fee. The most popular cards include:

  • Discover it® Cash Back – Earn 5% cash back in categories that rotate quarterly on up to $1,500 in combined spend when you activate (then 1%) (April 1 through June 30, 2022, you can earn 5 % cash back at gas stations and Target up to $1,500 in purchases after sign-up, then 1%). You’ll also get 1% cash back on all other qualifying purchases.
  • Discover it® Miles — Earn 1.5x miles (1.5%) on all your purchases.
  • Discover it® chrome — Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined spend each quarter (1% thereafter). You’ll also get 1% cash back on all other qualifying purchases.

Read more: Best Discover credit cards

These cards do not come with a sign-up bonus per se, but for Discover it® Cash Back and Discover it® chrome, Discover will match any cash back you have earned after the first 12 months of opening the account. For Discover it® Miles, Discover will correspond to all the miles you have earned at the end of your first year. That could be hundreds of dollars, depending on how often you use your card.

Discover cards already offer great security features such as the ability to freeze your account if you misplace your card. It also offers identity alerts that search the internet for security holes where your social security number has been revealed. Online Privacy Protection is a nifty perk that bolsters Discover’s suite of security benefits – making Discover credit cards more attractive than ever.

About Sandra A. Powell